Building healthy spending habits such as saving rather than using credit, taking time to think about your wants vs needs, being aware of scams and being a savvy shopper is what it’s all about.
Credit cards, loans, and overdrafts can be helpful financial tools. They allow you to spread the cost of large purchases or cover short-term expenses. But with credit so widely available, it’s easy to fall into debt without realising how quickly it can build up. Here’s our 8-step guide to help you stay in control:
With the cost of living still climbing, many local households are searching for ways to cut back on monthly bills. One area that’s often overlooked is your phone and internet. If you rely on broadband and a mobile phone to stay connected (as most of us do), you might be eligible for a social tariff – a special discounted rate designed to help people on lower incomes.
With the rising cost of living, many local households are struggling to keep up with everyday bills. From rent or mortgage payments, council tax and energy bills, to car costs, insurance, and even the TV licence - it can feel relentless. So how can you stay on track, protect your budget, and ease the stress?
The number above is for the Hertfordshire Citizens Advice Line. Opening hours are 10 am to 9 pm Monday to Wednesday, 10 am to 8 pm Thursday and Friday, and 10 am to 4 pm on Saturday.
