Building healthy spending habits such as saving rather than using credit, taking time to think about your wants vs needs, being aware of scams and being a savvy shopper is what it’s all about.
Loan sharks offer easy cash but charge very high interest. What starts small can quickly turn into serious debt. If you can’t pay, they may threaten or harass you. Always use a trusted, legal lender - and seek help if you’re already involved.
The number above is for the Hertfordshire Citizens Advice Line. Opening hours are 10 am to 9 pm Monday to Wednesday, 10 am to 8 pm Thursday and Friday, and 10 am to 4 pm on Saturday.
