Building healthy spending habits such as saving rather than using credit, taking time to think about your wants vs needs, being aware of scams and being a savvy shopper is what it’s all about.
At Citizens Advice North Hertfordshire, we’re seeing more people worried about messages claiming to be about the Winter Fuel Payment. You’re right to be cautious. Government figures show reports of scam texts jumped by 153% at the end of September.
Our Carer Money Matters programme - run in partnership between Citizens Advice in Hertfordshire and Carers in Hertfordshire - has updated our practical booklet to help you cut costs and make your home more energy-efficient. It brings together clear, trusted guidance on income maximisation, fuel poverty, energy efficiency and everyday money management, so you can keep more of your household budget for what matters.
"My son and I are both struggling to find work at the moment. He’s just finished university and looking for his first job, and I’m retired but need to top up my income. We’ve both been sending out applications for a while now, could unpaid work help us find something?"
Many people in North Herts don’t realise they could get help with their water bills. If you’re on a low income, claiming benefits, or managing a tight budget, your water company may be able to reduce what you pay.
The number above is for the Hertfordshire Citizens Advice Line. Opening hours are 10 am to 9 pm Monday to Wednesday, 10 am to 8 pm Thursday and Friday, and 10 am to 4 pm on Saturday.
