Loan Sharks
Loan sharks offer easy cash but charge very high interest.
What starts small can quickly turn into serious debt. If you can’t pay, they may threaten or harass you.
Always use a trusted, legal lender – and seek help if you’re already involved.
What’s Changing for Private Renters in the UK?
New renters’ rights in the UK are making it easier and safer for people to rent a home. These changes give private tenants more security, clearer information, and greater control. If you rent now or are thinking about renting, it’s important to understand these new rules. Key Changes to UK Rental Laws No More “No-Fault” […]
Cost of Living Guide (April 2026)
CANH Cost of Living Booklet
How do I apply for a Blue Badge in North Hertfordshire?
A quick guide to who qualifies, what evidence you’ll need, and how to apply for or renew a Blue Badge in North Hertfordshire. Covers eligibility, required documents, the £10 fee, typical timescales, renewal tips, and where to get support.
How to create a budget
Building healthy spending habits such as saving rather than using credit, taking time to think about your wants vs needs, being aware of scams and being a savvy shopper is what it’s all about.
Carers: How to Save Money on Your Household Expenditure
Our Carer Money Matters programme – run in partnership between Citizens Advice in Hertfordshire and Carers in Hertfordshire – has updated our practical booklet to help you cut costs and make your home more energy-efficient. It brings together clear, trusted guidance on income maximisation, fuel poverty, energy efficiency and everyday money management, so you can keep more of your household budget for what matters.
Feeling the Squeeze? Let’s Talk Subscriptions
With the rising cost of living, it’s more important than ever to keep a close eye on where your money goes. One area that quietly eats into many people’s budgets is subscriptions. From streaming services and music platforms to app memberships and online deliveries, these costs can quickly pile up without you noticing.
Feeling the Squeeze? Let’s Talk Social Tariffs
With the cost of living still climbing, many local households are searching for ways to cut back on monthly bills. One area that’s often overlooked is your phone and internet. If you rely on broadband and a mobile phone to stay connected (as most of us do), you might be eligible for a social tariff – a special discounted rate designed to help people on lower incomes.
Feeling the Squeeze? Let’s Talk Bills
With the rising cost of living, many local households are struggling to keep up with everyday bills. From rent or mortgage payments, council tax and energy bills, to car costs, insurance, and even the TV licence – it can feel relentless. So how can you stay on track, protect your budget, and ease the stress?
Summer Holidays on a Budget
The school summer holidays are a time for family fun, relaxation, and making memories, but as we know, the costs of holiday travel, activities, and outings can quickly add up. So, are there creative and affordable ways to enjoy the break without financial strain?